Services
We build and manage relationships based on trust and communication. Studies have shown that clients want an ongoing relationship with a trusted professional, who can integrate their investment, business, financial and estate matters consistent with their life goals. Our services include:
PORTFOLIO MANAGEMENT
We are adherents of Modern Portfolio Theory (MPT), which holds, that asset allocation is the most important component in investment returns. Asset allocation does not ensure a profit and does not protect against losses. It is a method to help manage risk. See Our Philosophy section for more details.
INVESTMENT PLANNING
-retirement planning
-planning for college funding
-financial needs analysis
-risk management-insurance planning
-timing strategies for maximum lifetime benefits
FOCUS ON ADVICE
-advice that is consistent, trusted and event specific
-advice on evaluating opportunities, benefits, costs and tradoffs
-comprehensive process emphasizing periodic communication with the client
-we'll also coordinate and refer the client to carefully screened solutions in areas such as lending, estate planning, taxation and/or business services.
REPORTING
We leverage technology to offer clients accurate, consolidated and timely account information including
-regular performance reports accessible via our site
-regularly scheduled face to face meetings to evaluate the plan implementation