Services

We build and manage relationships based on trust and communication. Studies have shown that clients want an ongoing relationship with a trusted professional, who can integrate their investment, business, financial and estate matters consistent with their life goals.  Our services include:

PORTFOLIO MANAGEMENT

We are adherents of Modern Portfolio Theory (MPT), which holds, that asset allocation is the most important component in investment returns. Asset allocation does not ensure a profit and does not protect against losses. It is a method to help manage risk. See Our Philosophy section for more details.

INVESTMENT PLANNING

-retirement planning

-planning for college funding

-financial needs analysis

-risk management-insurance planning

-timing strategies for maximum lifetime benefits

-Social Security filing advice

FOCUS ON ADVICE

-advice that is consistent, trusted and event specific

-advice on evaluating opportunities, benefits, costs and tradoffs

-comprehensive process emphasizing periodic communication with the client

-we'll also coordinate and refer the client to carefully screened solutions in areas such as lending, estate planning, taxation and/or business services.

REPORTING

We leverage technology to offer clients accurate, consolidated and timely account information including

-regular performance reports accessible via our site

-regularly scheduled face to face meetings to evaluate the plan implementation